--- title: "Record bills paid with your own paper checks" description: "Record paper checks you write outside Topkey, and move through reconciliation transactions without closing the panel." canonical: "https://topkey.io/latest/changes/2026-11-02-record-bills-paid-with-your-own-paper-checks" language: "en" --- [Changes](https://topkey.io/latest/changes) # Record bills paid with your own paper checks November 2, 2026 ### Record bills paid with your own paper checks Bill Pay has a new Manual Check payment type for checks you write outside Topkey, like one your onsite team hands a vendor. Upload photos of the front and back, confirm the check number Topkey reads from the front, and Topkey marks the bill paid. In bulk pay, one check can pay several bills for the same payee, and the check number and images stay on the bill's payment details. ### Step through reconciliation transactions You can now work through reconciliation transactions without closing the panel. Use Previous and Next, or press K and J, to move through the tab you opened it from. When you classify a transaction, Topkey loads the next one, and Cmd+/ or Ctrl+/ shows every shortcut. ## New - Reservations have an Owner / PM Split tab that shows each item's owner and PM amounts, the commission and the totals before you post. - Send draft work orders from your own systems through the Topkey API, and your team reviews each one in Topkey before it goes to your PMS. ## Improved - On trust accounts, you can unmatch a bill from a withdrawal in Reconciliation, and the withdrawal goes back to Not coded so you can classify it again. ## See the Topkey difference. ## Disclosures \*Topkey is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC Insurance available for funds on deposit through Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. The Topkey Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. The Topkey Visa charge card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. Accounts are eligible for pass-through deposit insurance only to the extent pass-through insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. There may be a risk that pass-through deposit insurance is not available because conditions have not been satisfied. In such cases, funds may not be fully insured in the event the insured depository institution where the funds have been deposited were to fail. \*\*Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions on the sweep program. Pass-through insurance coverage is subject to conditions. 1 | The interest rate on the High Yield Deposit Account will be 2.93% with an Annual Percentage Yield (APY) of 2.97%. The interest rate on the Regular Deposit Account will be 1.52% with an Annual Percentage Yield (APY) of 1.53%. These rates are effective as of 9/17/26. These are variable rates and are subject to change after the accounts are opened based on the Federal Funds Rate. Minimum opening deposit and average balance requirements may apply. Fees could affect earnings on the account. Topkey does not provide tax, legal, or accounting services. All information on this site is for educational purposes only.