--- title: "Find card spend and bills that skipped approval" description: "Approval Workflows lists records that skipped approval, the Transaction Feed creates owner charges in bulk, and owner statements take expenses directly." canonical: "https://topkey.io/latest/changes/2026-11-13-find-card-spend-and-bills-that-skipped-approval" language: "en" --- [Changes](https://topkey.io/latest/changes) # Find card spend and bills that skipped approval November 13, 2026 ### Find card spend and bills that skipped approval Settings > Approval Workflows now lists card transactions and bills that never went through approval, grouped by why they skipped it. Send a group to a rule, or ignore it with a reason and undo that later. Every decision shows in the workflow's Activity. ### Create owner charges from the Transaction Feed Select bank transactions in the Transaction Feed and open the work order editor for all of them at once, then send them to your PMS as work orders or owner charges. A new Linked bills column shows the bill each withdrawal paid, with its invoice number. The bank description has its own column, and you can create or edit a merchant rule from the Merchant cell. ## New - Add an expense from a draft owner statement, and Topkey posts it to that statement. - Draft owner statements list the owner's reservations that aren't posted yet, with the reason each one is waiting. - Filter Bill Pay by vendor tags, to include or exclude bills from vendors with those tags. - Track accounts can send work order markup as its own line and labor as a separate owner charge, from a new Track setting. - AI assistants connected to Topkey's MCP server can read owner statements and owner contracts. ## Improved - Accounting sync status says what to change when a sync stops on an inactive vendor, an inactive account or a closed period, with a link to Re-sync. - Custom views keep your own columns and sort without changing them for anyone else, and Reset to view defaults brings back the shared layout. - Properties has filters for a missing accounting Department or Location, and the export includes Class, Department and Location. - Owner Revenue on a statement groups stays under one header row per property that you can expand or collapse. - Revenue Pipeline rows show the reservation code above the guest name, and the Unmatched tab adds an Expected column. - Item categories show each category's default rule, and Topkey points out a category that splits the same way as another so you can merge them. - A bill's Activity tab shows each GL code change with the number and name coded at the time. - Improved the message on a payment that doesn't go through. It names the field to change, such as the payee name or vendor address, and the email names the account and payment. - Owner statements go to review when the only uncategorized rows left are on archived transactions. - The Transaction Feed header takes less space, with the source tabs on their own row above the filters. ## See the Topkey difference. ## Disclosures \*Topkey is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC Insurance available for funds on deposit through Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. The Topkey Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. The Topkey Visa charge card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. Accounts are eligible for pass-through deposit insurance only to the extent pass-through insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. There may be a risk that pass-through deposit insurance is not available because conditions have not been satisfied. In such cases, funds may not be fully insured in the event the insured depository institution where the funds have been deposited were to fail. \*\*Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions on the sweep program. Pass-through insurance coverage is subject to conditions. 1 | The interest rate on the High Yield Deposit Account will be 2.93% with an Annual Percentage Yield (APY) of 2.97%. The interest rate on the Regular Deposit Account will be 1.52% with an Annual Percentage Yield (APY) of 1.53%. These rates are effective as of 9/17/26. These are variable rates and are subject to change after the accounts are opened based on the Federal Funds Rate. Minimum opening deposit and average balance requirements may apply. Fees could affect earnings on the account. Topkey does not provide tax, legal, or accounting services. All information on this site is for educational purposes only.