1 | INTEREST RATE

1 | The interest rate on the High Yield Deposit Account will be 2.74% with an Annual Percentage Yield (APY) of 2.78%. The interest rate on the Regular Deposit Account will be 1.42% with an Annual Percentage Yield (APY) of 1.43%. These rates are effective as of 12/11/25. These are variable rates and are subject to change after the accounts are opened based on the Federal Funds Rate. Minimum opening deposit and average balance requirements may apply. Fees could affect earnings on the account.